As product-led platforms evolve into programmable money platforms, embedding Banking-as-a-Service APIs in the Australian fintech sector is mission-critical. Forget traditional banking partners that kill product velocity. Product-led startups now orchestrate modular banking stacks to prototype: - Consumer + merchant wallet infra - BIN-linked issuing logic - Instant local transfers - https://charlesa738utt3.theblogfairy.com/profile