Debt collectors representing Securian must follow strict federal rules when attempting to collect a debt. Repeated or excessive phone calls, including early morning or late-night calls, can be considered harassment. Collectors cannot use fear tactics such as false threats of lawsuits, wage garnishment, or arrest. They are also required to send a written notice explaining the debt and ... https://protectionforconsumers.com/are-you-being-harassed-by-securian/