Possess a residence (the home need to be owned by possibly you, or your blood relatives inside of the next degree, or your spouse, or your spouse’s blood relations throughout the to start with degree) 房貸利率申請條件，除了申請人的信用評等以外還包含不動產鑑價。信用評等是關於個人信用、工作收入、負債比延遲繳款等；不動產鑑價則涉及房地的區位條件、市價坪定、屋況等，若屬小宅、位處都市計畫區... https://medium.com/@liantong/%E8%81%AF%E9%80%9A%E8%B2%B8%E6%A9%9F%E8%BB%8A%E8%B2%B8%E6%AC%BE%E4%B8%89%E5%A4%A7%E5%84%AA%E5%8B%A2-%E7%82%BA%E4%BB%80%E9%BA%BC%E5%A4%A7%E5%AE%B6%E9%83%BD%E9%81%B8%E5%AE%83-be24f33ad194